Insurance rates????

Could I drive my buddies automobile without  insurance ?
Im needing superior medical care insurance firm that's affordable we don't be eligible for a government support or medical insurance any advice our family contain two youngsters me and my man??? We're self-employed please assist kaiser simply increased our charges
"I had an auto accident and they informed me to obtain  insurance  my concern is easily had the collision anyway"Wouldn't it be good easily offer you a little bit of duty hikesIf operating with no licence am i covered